Top 7 Business Credit Card Options

Selecting the ideal business credit card can significantly impact your company's financial management, cash flow, and potential for earning rewards. With a multitude of options available, identifying the top contenders that align with your specific business needs is crucial. Remember that the best choice for your business depends on your unique spending patterns, travel habits, and overall financial strategy. Always review the latest terms and offers before applying.

Chase Ink Business Preferred® Credit Card

Renowned for its highly valuable Chase Ultimate Rewards® points, Chase Ink Business Preferred® Credit Card offers generous rewards on travel, shipping, advertising on social media and search engines, internet, cable, and phone services. Points can be redeemed for travel through Chase's portal with a 25% bonus or transferred to airline and hotel partners for potentially even greater value. It often includes travel and purchase protection benefits.

APPLY NOW
American Express Business Gold Card

American Express Business Gold Card stands out for its dynamic rewards structure, allowing you to earn 4x Membership Rewards® points on the 2 select categories where your business spent the most each billing cycle (up to a определенный amount per year). This adaptability can be highly beneficial for businesses with fluctuating spending patterns. It also offers valuable travel and purchase protections.

APPLY NOW
Capital One Spark Miles for Business

For businesses seeking a straightforward travel rewards program, the Spark Miles card typically offers a flat rate of miles on every purchase. These miles can usually be redeemed for travel credits or cash back. Some versions of the card may offer an introductory bonus.

APPLY NOW
Capital One Spark Cash Plus

If cashback is your priority, the Spark Cash Plus card typically provides a flat cashback percentage on all purchases. It often comes with a significant sign-up bonus for meeting spending requirements.

APPLY NOW
The American Express Blue Business® Plus Credit Card

This no-annual-fee Blue Business® Plus Credit Card is a strong contender for its ability to earn Membership Rewards® points, typically offering a flat rate on everyday business purchases up to a certain annual spending cap. It also often features an Expanded Buying Power benefit, offering flexibility beyond a traditional credit limit.

APPLY NOW
Ink Business Cash® Credit Card

Another excellent no-annual-fee option from Chase, the Ink Business Cash card offers tiered cashback rewards on specific business spending categories, such as office supplies, internet, cable and phone services, and at gas stations and restaurants (up to a quarterly spending limit).

APPLY NOW
U.S. Bank Business Altitude™ Connect World Elite Mastercard

This card offers a blend of travel and business-related rewards and benefits. It often includes bonus rewards on travel, gas stations, and office supplies. It may also offer perks like airport lounge access and travel insurance.

APPLY NOW

Trending

Liver

Best Banks for Mortgages: Make Your Homeownership Dreams Come True

Liver

America's Best Banks 2025: What is the Best Bank to Bank With?

Liver

Best Websites for Booking Cheap Hotels

Liver

Best Airline Credit Cards of 2025

Liver

The World's Safest Airlines: 2025 Rankings

Liver

The Cheapest Grocery Stores in America 2025

Liver

Best Car Insurance Companies of 2025

Liver

Tracking Your Tax Refund Status

Liver

Top Brands and Websites to Find the Perfect Hotel Near Me

Liver

Popular Furniture Stores to Spruce Up Your Home