Navy Federal Credit Union

Mortgage

Navy Federal serves service members, veterans, and their families. It can provide military-specific rate reductions and more flexible vehicle eligibility rules.
Pros:
Rate discounts for active-duty and retired military (direct deposit requirement for some discounts).
Allows co-signers and co-borrowers.
No limits on vehicle age or mileage; fewer restrictions on purchase sources.
Cons:
No soft-credit prequalification.
No grace period for late payments.
Membership required.

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More Options

1. LightStream 2. MyAutoloan 3. Alliant Credit Union 4. PenFed Credit Union 5. Digital Federal Credit Union (DCU)

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