PenFed Credit Union
Mortgage
PenFed provides both soft-check prequalification and hard-check preapproval, plus an online car-buying option that can yield competitive pricing.
Pros:
Soft-check prequalification available.
Preapproval offered (with a hard pull).
Online car-buying discounts; lower minimum loan threshold.
Cons:
Requires membership.
No co-signer option.
No autopay discount program.
Official Site
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